💸 Salary calculator — where does your ₦ go?

Enter your monthly take-home + city. We'll break it down using real PriceRadar price data — no made-up numbers. Updated as the underlying feeds refresh.

Lifestyle
After essentials in Lagos
₦13,375/month
⚠️ Tight · 3% of take-home
Spent
₦486,625
of ₦500,000 take-home
🏠
Rent — 2 bedroom
/how-much rent bands × city multiplier
₦180,000
36% of take-home
🥘
Food (2 people)
Jiji.ng grocery medians × city × lifestyle
₦130,000
26% of take-home
🚖
Transport (Bolt + BRT)
Lagos commute average × lifestyle multiplier
₦28,000
6% of take-home
Fuel (60L PMS)
NBS PMS Price Watch × typical NG car consumption
₦55,500
11% of take-home
🔥
Cooking gas (12.5kg)
NBS LPG Price Watch — national avg
₦18,125
4% of take-home
💡
Electricity (Band B)
NERC Band B tariff × 150kWh household
₦18,000
4% of take-home
📱
Mobile data (25GB)
MTN/Glo/Airtel monthly plan average
₦7,500
2% of take-home
📺
DStv Compact
DStv 2026 published tariff
₦14,500
3% of take-home
🎁
Misc (clothing, gifts, going-out)
Lifestyle multiplier baseline
₦35,000
7% of take-home

How we calculated this

The breakdown uses live PriceRadar data wherever possible: rent medians, NBS petrol prices, NBS cooking gas prices, NERC electricity tariffs, and Jiji.ng grocery medians. City multipliers come from NBS regional CPI indices.

What we don't deduct: PAYE tax, pension contributions, NHF, NHIS. Enter your take-home (post-deduction) salary for an accurate breakdown. Estimates are typical mid-range for the city + lifestyle pair — your actual rent/food spending may vary ±30%.

Use this as a sanity check, not gospel. PriceRadar refreshes the underlying feeds daily for FX + petrol, monthly for gas + electricity, weekly for rent + groceries.