💰 Nigerian loan providers

Personal + salary advance loans across 9 NG providers. APR ranges (not single rates) — the headline number isn't always what you get. Verify before applying.

⚠️ Not financial advice

PriceRadar publishes APR ranges sourced from each provider's rate sheet + user reports. We don't broker loans, earn commission on referrals, or recommend specific lenders. Always read the full terms + APR disclosure before borrowing.

How to read APR ranges

APR is the total cost of borrowing expressed as an annual percentage — includes interest + fees. A 90-day loan at “15% interest” can have an APR of 60% or higher because it's annualised.

The bottom of each range is what well-credited, repeat borrowers see. The top is what first-time / thin-file borrowers see. Build a repayment history to move toward the bottom of the range over time.

All APRs verified against the provider's published rate sheet at last refresh date. Cross-check before applying — quarterly rate changes happen.